Funds for a child's education
Grawe Magistr
Children are the most important thing in our lives, so we support their development in every possible way, try to reveal their talents, help them find a vocation, get a higher education. Today, without education, it is almost impossible to make a career and get a promising and highly paid job. The program GRAWE Master will help you accumulate the necessary capital for obtaining a higher education and will provide maximum insurance protection for your child in the event of the loss of a breadwinner. Your child has the opportunity to get the desired education under any circumstances.
A characteristic feature of the program is the protection of two persons: the breadwinner and the child.
GRAWE Magistr guarantees
Payment of the guaranteed insurance sum to the child together with the accumulated reserves of bonuses after the expiration of the insurance contract
Payment to the child of a part of the guaranteed insurance sum, proportional to the duration of the insurance contract, together with the accumulated reserves of bonuses in the event that the insured person (breadwinner) dies due to illness. At the same time, the contract ceases to be effective
Simultaneous payment to the child of the full guaranteed insurance amount and part of the guaranteed insurance amount, proportional to the duration of the insurance contract, together with accumulated bonus reserves in the event that the insured person (breadwinner) dies as a result of an accident. At the same time, the contract ceases to be effective
When the breadwinner is diagnosed with long-term disability as a result of an accident:
• from 50% – the breadwinner is exempted from paying regular premiums. At the same time, the insurance amount is paid upon expiry of the contract;
• full (100%) – the breadwinner is immediately paid the insured sum under the additional accident insurance, and the child is paid the insured sum together with the accumulated reserves of bonuses after the contract expires. The breadwinner is exempted from paying
When a child is diagnosed with full (100%) long-term disability as a result of an accident, the insurance amount is paid to the child at the rate of the main insurance after establishing the fact of the occurrence of the insured event. The breadwinner continues to pay contributions.
Important details
10 years
300 dollars. USA (3,000 UAH)
Adult (breadwinner) - from 15 years old
Children - from birth
Insured persons | a 30-year-old woman a 1-year-old child |
| Term of insurance | 20 years |
Annual insurance premium | 10 000 UAH |
Guaranteed sum insured | 213 220 UAH |
Insurance payments
The year of the insured event | Payment in case of death (together with bonuses), UAH | Payment in case of death due to an accident (together with bonuses), UAH | Payment at the end of the term of the contract (together with bonuses), UAH |
| 2 | 21 322 | 234 541 | х |
| 6 | 70 149 | 283 368 | х |
| 11 | 156 755 | 369 974 | х |
| 16 | 295 361 | 508 580 | х |
20 | х | х | 487 467 |
Services
Payment of the insurance payment can be made with the help of MTB Bank. The commission fee is 0.5%