Protection of breadwinner and child
JUNIOR Extra
A classic European program, together with which your child receives protection in case of loss of breadwinner, and you get your own guarantees that the capital to ensure your child's future will be created in time.
JUNIOR EXTRA guarantees
Payment of the guaranteed insurance sum to the child together with the accumulated reserves of bonuses after the expiration of the insurance contract
Payment of the guaranteed insurance sum to the child together with the accumulated reserves of bonuses at the end of the insurance contract, in the event that the insured person (breadwinner) dies (including due to natural death). At the same time, during the term of the contract, it is possible to receive a discounted guaranteed insurance amount
Payment of the guaranteed insurance amount to the child, in the event that during the term of the contract, the child received full 100% disability as a result of an accident. At the same time, the contract continues to be valid
It can be purchased at the request of the insured person (breadwinner) together with the main program.
The "Accident" package is additional protection with an insurance amount of 25,000 or 50,000 hryvnias, the terms of which include:
• Additional protection due to an accident if the insured (breadwinner) dies
• Additional protection of the insured person (breadwinner) in case of disability due to an accident
Accident package guarantees
Immediate payment of the insured amount to the child under the "Accident" package and payment of the guaranteed insured amount to the child under the main program together with the accumulated reserves of bonuses after the expiration of the insurance contract, if during the term of the contract the insured person (breadwinner) dies as a result of an accident
Payment of the sum insured under the "Accident" package to the insured person (breadwinner) in the event that during the term of the contract he/she received full 100% disability as a result of an accident
Important details
10 years
For main insurance - 300 dollars. USA (3,000 UAH)
An accident package - $15. US or 30 dollars. USA (75 UAH or 150 UAH)
Adult (breadwinner) - from 15 years old
Children - from birth
5,000 dollars US or USD 10,000. USA (25,000 UAH or 50,000 UAH)
Insured person | a 30-year-old woman child aged 5 years |
| Term of insurance | 20 year |
Annual insurance premium: according to the main program according to the "Accident" package |
10 000 UAH 150 UAH |
Guaranteed sum insured for the main program | 223 713 UAH |
Guaranteed sum insured for the "Accident" package | 50 000 UAH |
Insurance payments
The year of the insured event | Payment in case of death of the discounted insurance amount (together with bonuses), UAH | Payment in case of death due to an accident (together with bonuses), UAH | Payment at the end of the term of the contract (together with bonuses), UAH |
| 2 | 110 431 | 160 431 | х |
| 6 | 135 559 | 185 559 | х |
| 11 | 198 088 | 248 088 | х |
| 16 | 320 909 | 370 909 | х |
| 20 | х | х | 509 376 |
*The example is given in case of the death of the insured person during the first year of insurance.
Services
Payment of the insurance payment can be made with the help of MTB Bank. The commission fee is 0.5%