Home property insurance
Home is one of the main components of our life. We return here every evening, it is here that we draw our vital forces and rest from the whirlwind of events. Therefore, each of us tries to make our home as comfortable and cozy as possible. Making good repairs, buying furniture and household appliances, every owner has thought more than once about how to preserve and protect his property in unforeseen cases. But now it has become easy to do this by using the insurance program from GRAVE UKRAINE.
Types of property that can be insured
Buildings, structures and premises (without decoration), including all structural elements and communication systems, extensions and superstructures, engineering systems inside the structural elements (including sanitary and technical, heating and cooling/air conditioning equipment, water treatment systems, water pipes, electrical wiring, etc.), as well as windows and doors that go outside the building
Covering of walls (both internal and external), ceilings, floors, including plaster, cement screed, fireplaces, filling door and window openings (including window and door frames without glass), technical, sanitary and kitchen equipment, namely: bathtubs, washbasins, toilets, mixers (faucets), hoods, saunas, showers, steam rooms, water purification systems (if used locally), air conditioning and ventilation systems, etc
Any movable property located within the insured building or structure (or part thereof), other than basements and storage rooms, and intended for private use
A part of the earth's surface, which has fixed geometric and legal boundaries, is characterized by a certain location, natural properties, physical parameters, legal and economic status and is the basic unit of the land cadastral register
The main risks that the «Miy dim – moya fortetsya» program protects against
Additional risks protected by the «Miy dim – moya fortetsya» program (optional)
Storm, hurricane, hail, downpour, landslide, subsidence, avalanche, earthquake, flood
Spilling of water, hot or cold, that has spilled out of purpose from the internal water supply, sewage, heating system of the premises, fire extinguishing system, ingress of water from neighboring premises
Destruction or damage to insured property as a result of theft, robbery, robbery or intentional destruction and damage to property
Features and additional benefits of property insurance in Grawe Ukraine
When concluding an insurance contract under the "Express" option, the insured amount is determined by the Insured without determining the actual value of the property, which greatly simplifies the procedure for concluding an insurance contrac
Examination of damaged property at the expense of the insurance company
Making an insurance indemnity for the "Battle of Glass" insurance case without a certificate from state authorities
The possibility of payment of insurance compensation in the amount of up to UAH 3,000. (after deducting the unconditional deductible) without documents from competent state authorities (except for the risk of illegal actions by third parties)
When insuring a full package of risks, risk "Battle of Glass" with a reimbursement limit of UAH 3,000.00. is free
The insurance payment can be made in installments
Discount for continuous extension of the insurance contract, provided there are no losses
Insurance options
A quick and convenient option of the property insurance program, which allows acceptance for property insurance without inspection and photography, for a fraction of its full value, and is intended for policyholders who want to protect their property against minor losses
The property insurance program option, based on the classic approach in property insurance with a mandatory inspection of it, for its full value and intended for policyholders who wish to protect their property against any damage
Real estate insurance pledged to the bank
Protection against damages that may arise as a result of harm to life, health or property of third parties (used only in combination with the "Express" or "Classic" option)
Important insurance details
The contract can be concluded for a period of 3 to 12 months
• Ukraine
• The place of insurance is the address of the insured property specified in the insurance contract
It is defined as the actual value of the insured property and depends on the object of insurance, selected risks and other factors
It is calculated individually and depends on the actual value of the property, the amount of the franchise, the term of the contract, the presence of additional security systems, payment installments
What can be insured? | Insurance amount, UAH | Payment, UAH for a year |
Interior decoration (renovation) | 50 000 | 200 |
Movable property (furniture, equipmen) | 30 000 | 150 |
Flooding is your fault | 30 000 | 150 |
Amount 1 | 500 | |
Interior decoration (renovation)) | 100 000 | 350 |
Movable property (furniture, equipmen) | 50 000 | 160 |
Flooding is your fault | 50 000 | 160 |
Amount 2 | 670 | |
Interior decoration (renovation) | 200 000 | 450 |
Movable property (furniture, equipmen) | 100 000 | 250 |
Flooding is your fault | 100 000 | 250 |
Amount 3 | 950 |
Services
Payment of the insurance payment can be made with the help of MTB Bank. The commission fee is 0.5%