Choice of degree of protection
Grawe Universal
Are you short on funds? With the GRAWE Universal program, you will begin to gradually accumulate funds, live confidently and not depend on the whims of fate. GRAWE Universal is the most effective accumulation of capital during the specified period of validity of the contract with the possibility of choosing the degree of protection.
GRAWE Universal guarantees
Payment of the guaranteed insurance sum together with the accumulated reserves of bonuses after the expiration of the insurance contract
Payment to the beneficiaries of the guaranteed insurance sum together with the accumulated reserves of bonuses after the expiration of the contract, in the event that the insured person dies. At the same time, during the term of the contract, it is possible to receive a discounted guaranteed insurance amount
Can be purchased at the request of the policyholder together with the main program.
The "Accident" package is additional protection with an insurance amount of 25,000 UAH (5 000$) or 50,000 UAH (10 000$), the terms of which include:
• Additional protection due to an accident if the insured dies
• Additional protection of the insured person in case of disability due to an accident
Accident package guarantees
Immediate payment to the beneficiaries of the sum insured under the "Accident" package and payment of the guaranteed sum insured under the main program together with accumulated bonus reserves after the expiration of the insurance contract, if the insured person dies as a result of an accident during the term of the contract
Payment of the insured amount under the "Accident" package to the insured person in the event that, during the term of the contract, he/she received full 100% disability as a result of the accident
Important details
10 years
For main insurance - 300 dollars. USA (3,000 UAH)
An accident package - $15. US or 30 dollars. USA (75 UAH or 150 UAH)
15 years old
5,000 dollars US or USD 10,000. USA (25,000 UAH or 50,000 UAH)
| Insured person | a 30-year-old woman |
| Term of insurance | 20 year |
Annual insurance premium: according to the main program according to the "Accident" package |
10 000 UAH 150 UAH |
| Guaranteed sum insured for the main program | 228 832 UAH |
| Guaranteed sum insured for the "Accident" package | 50 000 UAH |
Insurance payments
| The year of the insured event | Payment in case of death of the discounted insurance amount (together with bonuses), UAH | Payment in case of death due to an accident (together with bonuses), UAH | Payment at the end of the term of the contract (together with bonuses), UAH |
| 2 | 112 957 | 162 958 | х |
| 6 | 138 702 | 188 661 | х |
| 11 | 202 699 | 252 621 | х |
| 16 | 328 173 | 378 254 | х |
20 | 521 032 | 571 032 | 521 032 |
*The example is given in case of the death of the insured person during the first year of insurance.
Services
Payment of the insurance payment can be made with the help of MTB Bank. The commission fee is 0.5%