Insurance economic program

SEP

The program provides an opportunity not only to ensure a decent standard of living for you and your relatives, for example, after retirement or in difficult times for you, but also to receive real insurance and social protection at all types of additional tariffs.

Information document on the standard insurance product "SEP"

General conditions of the insurance product "SEP"

SEP guarantees:

Accumulation of capital

Payment of the guaranteed insurance sum together with the accumulated bonus reserves after the expiration of the contract

Unique life protection

- Payment to the beneficiaries of a part of the guaranteed insurance sum proportional to the duration of the insurance contract together with accumulated bonus reserves. Along with this, an additional amount of 15,000 hryvnias is paid in the event that the insured person dies due to illness. At the same time, the contract ceases to be effective.
- Simultaneous payment to the beneficiaries of the full guaranteed insurance amount and part of the guaranteed insurance amount proportional to the dura

Protection in case of disability

- Payment of the guaranteed sum insured together with the accumulated reserves of bonuses after the expiration of the insurance contract in the event that during the term of the contract the insured person receives a disability of 50% or more as a result of an accident. At the same time, the policyholder is released from the obligation to pay regular insurance payments.
- Immediate payment of the guaranteed sum insured to the insured person and payment of the guaranteed sum insured together with

Example of SEP

Insured person	a 30-year-old woman
Term of insurance	20 years
Annual insurance payment	10 000 UAH
Guaranteed sum insured	214 564 UAH
Sum insured for additional death risk insurance	15 000 UAH

Insurance payments

The year of the insured event	Payment in case of death (together with bonuses), UAH	Payment in case of death due to an accident (together with bonuses), UAH	Payment at the end of the term of the contract (together with bonuses), UAH
2	36 456	251 020	х
6	85 592	300 156	х
11	172 744	387 308	х
16	312 225	526 789	х
20	х	х	490 542