Insurance economic program
SEP
The program provides an opportunity not only to ensure a decent standard of living for you and your relatives, for example, after retirement or in difficult times for you, but also to receive real insurance and social protection at all types of additional tariffs.
SEP guarantees:
Payment of the guaranteed insurance sum together with accumulated bonus reserves after the contract expires
In the event of the death of the Insured during the period of validity of the insurance contract, the Beneficiary is paid a part of the sum insured under the main insurance, which is proportional to the period of validity of the insurance contract, together with accumulated bonus reserves
plus $2,000 USA – if the annual premium is less than $500. USA
or $3,000 USA – if the annual premium is $500. USA and more
or 15,000 hryvnias - for contracts whose monetary obligations are expressed in the hryv
In case of death of the Insured person as a result of an accident, in addition to life protection payments, the full insurance amount is paid at the accident insurance rate.
When the Insured Person is diagnosed with long-term disability as a result of an accident:
• from 50% – the insured person is paid the insurance amount after the expiration of the insurance contract. At the same time, the policyholder is exempted from paying regular premiums;
• full (100%) – the insured person is additionally paid the insurance amount according to the accident insurance tariff.
Important details
10 years
300 dollars USA (3,000 UAH)
15 years old
| Insured person | a 30-year-old woman |
| Term of insurance | 20 years |
| Annual insurance payment | 10 000 UAH |
| Guaranteed sum insured | 214 564 UAH |
| Sum insured for additional death risk insurance | 15 000 UAH |
Insurance payments
| The year of the insured event | Payment in case of death (together with bonuses), UAH | Payment in case of death due to an accident (together with bonuses), UAH | Payment at the end of the term of the contract (together with bonuses), UAH |
| 2 | 36 456 | 251 020 | х |
| 6 | 85 592 | 300 156 | х |
| 11 | 172 744 | 387 308 | х |
| 16 | 312 225 | 526 789 | х |
| 20 | х | х | 490 542 |
Services
Payment of the insurance payment can be made with the help of MTB Bank. The commission fee is 0.5%