Property insurance | Граве Україна

Miy dim - moya fortetsya

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PROPERTY INSURANCE PROGRAM FOR INDIVIDUALS

MIY DIM - MOYA FORTETSYA

Home is one of the main components of our life. We return here every evening, it is here that we draw our vital forces and rest from the whirlwind of events. Therefore, each of us tries to make our home as comfortable and cozy as possible. Making good repairs, buying furniture and household appliances, every owner has thought more than once about how to preserve and protect his property in unforeseen cases. But now it has become easy to do this by using the insurance program from GRAVE UKRAINE.

Information document about the standard insurance product

General terms and conditions of the insurance product program

Types of property that can be insured

Real Estate

Buildings, structures and premises (without decoration), including all structural elements and communication systems, extensions and superstructures, engineering systems inside the structural elements (including sanitary and technical, heating and cooling/air conditioning equipment, water treatment systems, water pipes, electrical wiring, etc.), as well as windows and doors that go outside the building

Decoration

Covering of walls (both internal and external), ceilings, floors, including plaster, cement screed, fireplaces, filling door and window openings (including window and door frames without glass), technical, sanitary and kitchen equipment, namely: bathtubs, washbasins, toilets, mixers (faucets), hoods, saunas, showers, steam rooms, water purification systems (if used locally), air conditioning and ventilation systems, etc

Movables

Any movable property located within the insured building or structure (or part thereof), other than basements and storage rooms, and intended for private use

Ground section

A part of the earth's surface, which has fixed geometric and legal boundaries, is characterized by a certain location, natural properties, physical parameters, legal and economic status and is the basic unit of the land cadastral register

The main risks that the «Miy dim – moya fortetsya» program protects against

Fire

Lightning strike

Explosion

Additional risks protected by the «Miy dim – moya fortetsya» program (optional)

Natural disasters

Storm, hurricane, hail, downpour, landslide, subsidence, avalanche, earthquake, flood

Effect of liquid

Spilling of water, hot or cold, that has spilled out of purpose from the internal water supply, sewage, heating system of the premises, fire extinguishing system, ingress of water from neighboring premises

Illegal actions of third parties

Destruction or damage to insured property as a result of theft, robbery, robbery or intentional destruction and damage to property

Features and additional benefits of property insurance in Grawe Ukraine

Insurance without determining the actual value of the property

When concluding an insurance contract under the "Express" option, the insured amount is determined by the Insured without determining the actual value of the property, which greatly simplifies the procedure for concluding an insurance contrac

Free examinations of damaged property

Examination of damaged property at the expense of the insurance company

Reimbursement without a certificate from state authorities

Making an insurance indemnity for the "Battle of Glass" insurance case without a certificate from state authorities

Insurance payments to client without documents from competent state authorities

Possibility of payment of insurance compensation in the amount of up to 6000 UAH (after deducting the unconditional deductible), but not more than 5% of the insured amount, without documents from competent state bodies (except for the risk of unlawful actions of third parties)

Installment payment

The insurance payment can be made in installments

Important insurance details

Contract term

The contract can be concluded for a period of 3 to 12 months

Territory of the agreement

• Ukraine
• The place of insurance is the address of the insured property specified in the insurance contract

Insurance amount

It is defined as the actual value of the insured property and depends on the object of insurance, selected risks and other factors

Insurance payment

It is calculated individually and depends on the actual value of the property, the amount of the franchise, the term of the contract, the presence of additional security systems, payment installments

Example

What can be insured?	Insurance amount, UAH	Payment, UAH for a year
Interior decoration (renovation)	50 000	200
Movable property (furniture, equipmen)	30 000	150
Flooding is your fault	30 000	150
Amount 1		500
Interior decoration (renovation))	100 000	350
Movable property (furniture, equipmen)	50 000	160
Flooding is your fault	50 000	160
Amount 2		670
Interior decoration (renovation)	200 000	450
Movable property (furniture, equipmen)	100 000	250
Flooding is your fault	100 000	250
Amount 3		950

Booklet on property insurance

0.35 MB

GRAWE UKRAINEMiy dim – moya fortetsya