Invest Plan Group | Граве Україна

Non-state pension insurance

Invest Plan Group

Invest Plan Group is a program that allows employers to provide their employees with an additional pension in the required amount in advance after they reach retirement age.

WARNING! The main difference between INVEST PLAN GROUP and GSEP and GSEP-ECONOM is that the pension option tariff is included in INVEST PLAN GROUP and accident insurance tariffs are excluded.

Information document about the standard insurance product "Invest Plan Group"

General terms and conditions of the insurance product "Invest Plan Group"

TERMS OF CONCLUSION OF GROUP INSURANCE AGREEMENT

Minimum number of Insured persons

10 people

Minimum annual insurance premium

200 dollars USA (3,000 UAH) for one Insured Person

FEATURES OF CONCLUSION OF ADDITIONAL PENSION INSURANCE AGREEMENTS FOR GROUPS OF PERSONS

Policyholder

Employers who enter into such contracts for the benefit of their employees (Insured persons) can be зolicyholder under additional pension insurance contracts.

Insured person

Only employees of the employer who concluded such an agreement for their benefit can be insured persons under the additional pension insurance contracts of a group of persons.

Beneficiary in case of survival before the expiration of the contract

Insured persons (employees of the employer) or their heirs can be beneficiaries in case of survival.

Beneficiary in case of death

Beneficiaries in case of death can only be persons appointed by the insured persons.

Invest Plan Group guarantees:

Payment of pensions to employees

After expiration of the insurance contract, regular pension payments are made to the Insured Person (employee) for a specified period (10, 15, 20, 25 years) or for life

Protection of life

In case of death of the Insured person during the validity of the insurance contract
The beneficiary is paid a part of the insurance amount under the main insurance, proportional to the duration of the insurance contract, together with accumulated bonus reserves

Example of Invest Plan Group

Term of insurance	20 years
Annual insurance payment	3 000 UAH
Guaranteed sum insured	69 444 UAH
Type of pension option	lifelong
The annual amount of the pension	8 403 UAH

Insurance payments

The year of the insured event	Payment in case of death (together with bonuses), UAH	Payment of the annual pension, UAH
2	6 944,40	х
6	22 595,06	х
11	49 100,23	х
16	89 108,93	х
20	х	8 403
25	х	10 982
30	х	14 354
35	х	18 760

PJSC GRAWE UKRAINE Life Insurance provides an opportunity to conclude additional pension insurance contracts also under the GSEP and GSEP-ECONOM programs. The form of payment in the form of an additional pension, which is carried out in the event that the Insured Person reaches retirement age, is chosen during the conclusion of the additional pension insurance contract