Insurance of occurrence of risks
GRAWE Medyc
The program provides health protection at two additional tariffs (KОXZ and KHXZ) in case of surgery and inpatient treatment in a medical facility along with additional life protection at the RX-1 tariff. Insurance of occurrence of risks can only be purchased together with one of the three savings program options.
Insurance of occurrence of risks guarantees
Additional life protection
Immediate payment to the beneficiaries (in addition to the life protection payment under the selected option of the accumulation program) UAH 2,500 or USD 500, in case the insured person dies.
Protection in case of hospitalization
• Payment of the insurance amount to the insured person under the condition of inpatient treatment in a medical institution for at least 5 days. During the year, insurance coverage is distributed over 180 days of hospital stay.
• Payment of the daily insurance amount to the insured person for 5 days, regardless of the time of actual stay in the maternity hospital, provided the child's birth certificate is available.
Protection in case of surgical operation
Payment to the insured person of the established percentage of the guaranteed sum insured for surgical intervention. The types of operations and percentages of payments for them are described in more detail in the Rules of PJSC GRAVE UKRAINE Life Insurance.
Insured person | a 30-year-old woman |
Term of insurance | 20 years |
Annual insurance payment | 1 000 UAH |
Annual insurance payment for hospitalization | 520 UAH |
Guaranteed sum insured in case of death in case of surgical intervention |
2 500 UAH 42 626 UAH |
The insurance amount for hospitalization is daily | 200 UAH |
Insurance payments
The year of the insured event | Payment in case of death, UAH | Payment for hospitalization, UAH | Payment in case of operation, UAH | ||
14 days (illness) | 3 days (childbirth) | removal of the appendix | on heart vessels | ||
2 | 2 500,00 | 2 800,00 | 1 000,00 | 12 788,00 | 38 363,00 |
6 | 2 500,00 | 2 800,00 | 1 000,00 | 12 788,00 | 38 363,00 |
11 | 2 500,00 | 2 800,00 | 1 000,00 | 12 788,00 | 38 363,00 |
16 | 2 500,00 | 2 800,00 | 1 000,00 | 12 788,00 | 38 363,00 |